Financial and Consultative Services for Business Owners

Financial and Consultative Services for Business Owners

I have the pleasure of working with Craft Financial Inc. and can confidently say their financial consultation services are invaluable for business owners like myself.
From the start, Craft Financial Inc. took the time to understand me, my business, and my family. They asked insightful questions that revealed my personal and business goals, and as trust grew, we delved deeper into specifics such as corporate structure and financial situations.
Our discussions led to several actionable insights, including:

1. Revisiting Corporate Structure: We explored ways to maximize tax efficiency now and in the future. This involved coordination with my legal, tax, and accounting advisors to ensure a cohesive approach.
2. Shareholder/Partnership Agreement: With multiple partners in my business, we addressed the crucial 7 D’s (death, disability, departure, divorce, disagreement, deadlock, determination of value) in our shareholder agreement.
3. Insurance Audit and Needs Analysis: Craft Financial Inc. conducted a thorough audit of our corporate insurance policies, ensuring they aligned with our shareholder agreement. They educated us on various types of policies, helping us select the best fit for our needs.
4. Employee Benefits and Compensation: They performed an audit of our existing benefits and pension package, identifying areas for improvement. We received valuable education on available options, allowing us to customize a solution that catered to our staff’s needs, the employer, and our budget. This holistic approach has positively impacted our hiring and retention efforts.
5. Retirement and Wealth Building: Craft Financial Inc. guided me in building wealth both through the growth of my business and through tax-efficient investments outside my core business. Their investment planning services included a review and audit of my existing investments, ensuring they aligned with my goals of wealth preservation, performance, and tax efficiency.

Their expertise and commitment to understanding my unique situation made a significant difference in how I approach financial planning for my business and personal life. I highly recommend Craft Financial Inc. to any business owner looking for comprehensive, personalized financial consultation services.